Proposal received from a pub landlord who had previously been a prison governor.

Credit Insurance claim on large loan counted against acceptance. However, additional research undertaken showed that the customer had been pensioned off with substantial sum and owned a profitable pub run by an experienced manager.  Park then provided finance.

Proposal for customer over 65, retired and with little evidence of ability to pay. If credit scored would be declined by competitors due to age.

Further investigation showed that customer’s previous employment provided a good pension, home was owned outright and therefore pension funds only needed to cover general household expenses. Deal accepted for small run around car.